JAKARTA.LENTERAJABAR.COM,-- Dewan Asuransi Indonesia (DAI) menilai penetrasi asuransi di Indonesia yang masih minim menjadi Pekerjaan Rumah (PR) sekaligus potensi besar bagi industri asuransi.
"Jika
melihat keseluruhan kita melihat sampai kuartal II 2021 penetrasi asuransi
masih di kisaran angka 3,11%. Tentu ini menjadi PR dan potensi bagi kita semua,
(penetrasi) masih kecil artinya potensi masih banyak untuk sama-sama kita
kembangkan," ujar Ketua Umum DAI Tatang Nur Hidayat dalam acara Indonesia
Best Insurance Awards 2021 yang digelar Warta Ekonomi secara virtual di
Jakarta, kemarin.
Oleh sebab itu,
lanjut dia, untuk mengembangkan potensi dan penetrasi asuransi, perusahaan
asuransi perlu masuk ke ranah digital. Apalagi pada era pandemi Covid-19
seperti saat ini, digitalisasi sudah merupakan keniscayaan yang harus dilakukan
pelaku usaha.
"Dalam
kondisi saat ini beberapa perusahaan mencatat kinerja beragam tapi secara
keseluruhan mengalami peningkatan pertumbuhan perbaikan. Dan juga era digital
pada era pandemi ini, digitalisasi makin penting dan perannya makin besar serta
menjadi salah satu faktor pendorong perekonomian termasuk juga pertumbuhan di
industri asuransi," paparnya.
Di sisi lain, pandemi Covid-19 juga menumbuhkan kesadaran akan asuransi khususnya terhadap asuransi jiwa dan kesehatan. "Semoga hal itu dapat kita manfaatkan dan optimalkan dengan baik dengan terus menjaga kualitas pelayanan perasuransian terhadap kepercayaan yang telah diberikan masyarakat," tukasnya.
Namun, dia
bilang, tentu semua ini tetap harus mengedepankan kaidah kehati-hatian karena
perusahaan asuransi harus memastikan terpenuhinya kewajiban di masa yang akan
datang.
Senada, Founder
dan Presiden Komisaris Warta Ekonomi Fadel Muhammad mengungkapkan, meningkatnya
kesadaran masyarakat akan asuransi telah membuat industri ini berhasil keluar
dari tekanan pandemi Covid-19.
Terbukti,
berdasarkan catatan Otoritas Jasa Keuangan (OJK), pertumbuhan pendapatan premi
asuransi jiwa sampai Agustus 2021 tetap moncer yakni mencapai Rp121,2 triliun,
tumbuh 10,6% (yoy). Sementara itu pertumbuhan pendapatan premi asuransi umum
sampai Agustus 2021 mencapai Rp50,2 triliun atau meningkat 1,8% (yoy).
Peningkatan itu
membuat Warta Ekonomi tertarik mengadakan penelitian untuk melihat diantara
pertumbuhan hebat ini siapa perusahaan-perusahaan yang berhasil memberikan
kinerja baik.
"Untuk itu
Warta Ekonomi mengapresiasi terhadap para pemenang award yang telah menunjukkan
kinerja yang baik dan kami atas nama Warta Ekonomi mengucapkan selamat
kepada perusahaan-perusahaan yang telah menunjukkan kinerja baik, prestasi yang
bagus di asuransi," ucap Fadel.
Berikut adalah
para pemenang “Indonesia Best Insurance Awards 2021”:
No. |
Perusahaan |
Category |
Title |
1 |
PT Asuransi
Allianz Life Indonesia |
Life Insurance,
Total Assets Above 25T |
Best Insurance
2021 with Outstanding Financial Performance and Corporate Business
Development |
2 |
PT Axa Mandiri
Financial Services |
Life Insurance,
Total Assets Above 25T |
Best Insurance
2021 with Outstanding Financial Performance and Digital Service Innovation |
3 |
PT Asuransi Jiwa
Manulife Indonesia |
Life Insurance,
Total Assets Above 25T |
Best Insurance
2021 with Outstanding Financial Performance and Business Segmentation
Development |
4 |
PT AIA Financial |
Life Insurance,
Total Assets Above 25T |
Best Insurance
2021 with Excellent Financial Performance and Corporate Business Development |
5 |
PT Asuransi
Simas Jiwa |
Life Insurance,
Total Assets Above 25T |
Best Insurance
2021 with Excellent Financial Performance and Digital Service Innovation |
6 |
PT Prudential
Life Assurance |
Life Insurance,
Total Assets Above 25T |
Best Insurance
2021 with Excellent Financial Performance and Business Segmentation
Development |
7 |
PT Indolife
Pensiontama |
Life Insurance, Total
Assets Above 25T |
Best Insurance
2021 with Great Financial Performance and Corporate Business Development |
8 |
PT BNI Life
Insurance |
Life Insurance,
Total Assets 10T - 25T |
Best Insurance
2021 with Outstanding Financial Performance and Corporate Business
Development |
9 |
PT Asuransi BRI
Life |
Life Insurance,
Total Assets 10T - 25T |
Best Insurance
2021 with Outstanding Financial Performance and Digital Service Innovation |
10 |
PT Asuransi Jiwa
Sequis Life |
Life Insurance,
Total Assets 10T - 25T |
Best Insurance 2021
with Outstanding Financial Performance and Business Segmentation Development |
11 |
PT Asuransi Jiwa
Sinarmas MSIG Tbk |
Life Insurance,
Total Assets 10T - 25T |
Best Insurance
2021 with Excellent Financial Performance and Corporate Business Development |
12 |
PT FWD Insurance
Indonesia |
Life Insurance,
Total Assets 10T - 25T |
Best Insurance
2021 with Excellent Financial Performance and Digital Service Innovation |
13 |
PT Sun Life
Financial Indonesia |
Life Insurance,
Total Assets 10T - 25T |
Best Insurance
2021 with Excellent Financial Performance and Business Segmentation
Development |
14 |
PT Asuransi Jiwa
Central Asia Raya |
Life Insurance,
Total Assets 10T - 25T |
Best Insurance
2021 with Great Financial Performance and Digital Service Innovation |
15 |
PT Avrist
Assurance |
Life Insurance,
Total Assets 10T - 25T |
Best Insurance
2021 with Great Financial Performance and Business Segmentation Development |
16 |
PT Capital Life
Indonesia |
Life Insurance,
Total Assets 5T - 10T |
Best Insurance
2021 with Outstanding Financial Performance and Corporate Business
Development |
17 |
PT Asuransi Jiwa
Generali Indonesia |
Life Insurance,
Total Assets 5T - 10T |
Best Insurance
2021 with Outstanding Financial Performance and Digital Service Innovation |
18 |
PT Great Eastern
Life Indonesia |
Life Insurance, Total
Assets 5T - 10T |
Best Insurance
2021 with Outstanding Financial Performance and Business Segmentation
Development |
19 |
PT Axa Financial
Indonesia |
Life Insurance,
Total Assets 5T - 10T |
Best Insurance
2021 with Excellent Financial Performance and Corporate Business Development |
20 |
PT Panin
Dai-ichi Life |
Life Insurance,
Total Assets 5T - 10T |
Best Insurance
2021 with Excellent Financial Performance and Digital Service Innovation |
21 |
PT Asuransi Jiwa
Astra |
Life Insurance,
Total Assets 5T - 10T |
Best Insurance
2021 with Excellent Financial Performance and Business Segmentation
Development |
22 |
PT Heksa
Solution Insurance |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Outstanding Financial Performance and Corporate Business
Development |
23 |
PT Asuransi Jiwa
BCA |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Outstanding Financial Performance and Digital Service Innovation |
24 |
PT PFI Mega Life
Insurance |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Outstanding Financial Performance and Business Segmentation
Development |
25 |
PT Tokio Marine
Life Insurance Indonesia |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Excellent Financial Performance and Corporate Business Development |
26 |
PT Equity Life
Indonesia |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Excellent Financial Performance and Digital Service Innovation |
27 |
PT Chubb Life
Insurance Indonesia |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Excellent Financial Performance and Business Segmentation
Development |
28 |
PT Hanwha Life
Insurance Indonesia |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Great Financial Performance and Corporate Business Development |
29 |
PT Asuransi Jiwa
Inhealth Indonesia |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Great Financial Performance and Digital Service Innovation |
30 |
PT Asuransi
CIGNA |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Great Financial Performance and Business Segmentation Development |
31 |
PT Zurich Topas
Life |
Life Insurance,
Total Assets 1T - 5T |
Best Insurance
2021 with Very Good Financial Performance and Digital Service Innovation |
32 |
PT MNC Life
Assurance |
Life Insurance,
Total Assets Below 1T |
Best Insurance
2021 with Outstanding Financial Performance and Corporate Business
Development |
33 |
PT Asuransi Jiwa
IFG |
Life Insurance,
Total Assets Below 1T |
Best Insurance
2021 with Outstanding Financial Performance and Digital Service Innovation |
34 |
PT Lippo Life
Assurance |
Life Insurance,
Total Assets Below 1T |
Best Insurance
2021 with Outstanding Financial Performance and Business Segmentation
Development |
35 |
PT Central Asia
Financial |
Life Insurance,
Total Assets Below 1T |
Best Insurance
2021 with Excellent Financial Performance and Corporate Business Development |
36 |
PT Asuransi
Ciputra Indonesia |
Life Insurance,
Total Assets Below 1T |
Best Insurance
2021 with Excellent Financial Performance and Digital Service Innovation |
37 |
PT Asuransi Jiwa
Indosurya Sukses |
Life Insurance,
Total Assets Below 1T |
Best Insurance
2021 with Excellent Financial Performance and Business Segmentation
Development |
38 |
PT Victoria
Alife Indonesia |
Life Insurance,
Total Assets Below 1T |
Best Insurance
2021 with Great Financial Performance and Corporate Business Development |
39 |
PT Asuransi
Astra Buana |
General
Insurance, Total Asset Above 5T |
Best Insurance
2021 with Outstanding Financial Performance and Digital Service Innovation |
40 |
PT Asuransi Tugu
Pratama Indonesia Tbk |
General Insurance,
Total Asset Above 5T |
Best Insurance
2021 with Outstanding Financial Performance and Corporate Business
Development |
41 |
PT Asuransi
Sinar Mas |
General
Insurance, Total Asset Above 5T |
Best Insurance
2021 with Excellent Financial Performance and Business Segmentation
Development |
42 |
PT Asuransi
Adira Dinamika Tbk |
General
Insurance, Total Asset Above 5T |
Best Insurance
2021 with Excellent Financial Performance and Digital Service Innovation |
43 |
PT Asuransi
Central Asia |
General
Insurance, Total Asset Above 5T |
Best Insurance
2021 with Great Financial Performance and Business Segmentation Development |
44 |
PT Asuransi Jasa
Indonesia |
General
Insurance, Total Asset Above 5T |
Best Insurance
2021 with Great Financial Performance and Corporate Business Development |
45 |
PT Asuransi Umum
BCA |
General
Insurance, Total Asset 1-5T |
Best Insurance
2021 with Outstanding Financial Performance and Digital Service Innovation |
46 |
PT BRI Asuransi
Indonesia |
General
Insurance, Total Asset 1-5T |
Best Insurance
2021 with Outstanding Financial Performance and Corporate Business
Development |
47 |
PT Asuransi MSIG
Indonesia |
General
Insurance, Total Asset 1-5T |
Best Insurance
2021 with Outstanding Financial Performance and Digital Product Innovation |
48 |
PT Asuransi
Multi Artha Guna Tbk |
General
Insurance, Total Asset 1-5T |
Best Insurance
2021 with Excellent Financial Performance and Digital Service Innovation |
49 |
PT Asuransi
Mitra Pelindung Mustika |
General
Insurance, Total Asset 1-5T |
Best Insurance
2021 with Excellent Financial Performance and Business Segmentation
Development |
50 |
PT Asuransi Umum
Mega |
General
Insurance, Total Asset 1-5T |
Best Insurance
2021 with Excellent Financial Performance and Digital Platform Innovation |
51 |
PT Lippo General
Insurance Tbk. |
General Insurance,
Total Asset 1-5T |
Best Insurance
2021 with Great Financial Performance and Digital Platform Innovation |
52 |
PT Asuransi
Ramayana Tbk. |
General
Insurance, Total Asset 1-5T |
Best Insurance
2021 with Great Financial Performance and Business Segmentation Development |
53 |
PT Mandiri AXA
General Insurance |
General
Insurance, Total Asset 1-5T |
Best Insurance
2021 with Great Financial Performance and Digital Service Innovation |
54 |
PT Sompo
Insurance Indonesia |
General
Insurance, Total Asset 1-5T |
Best Insurance 2021
with Very Good Financial Performance and Business Segmentation Development |
55 |
PT Asuransi
Raksa Pratikara |
General
Insurance, Total Asset 1-5T |
Best Insurance
2021 with Very Good Financial Performance and Digital Service Innovation |
56 |
PT Asuransi
Reliance Indonesia |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Outstanding Financial Performance and Digital Service Innovation |
57 |
PT Asuransi
Binagriya Upakara |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Outstanding Financial Performance and Business Segmentation
Development |
58 |
PT Arthagraha
General Insurance |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Outstanding Financial Performance and Corporate Business
Development |
59 |
PT KSK Insurance
Indonesia |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Excellent Financial Performance and Business Segmentation
Development |
60 |
PT Asuransi
Artarindo |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Excellent Financial Performance and Corporate Business Development |
61 |
PT Asuransi
Total Bersama |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Excellent Financial Performance and Digital Service Innovation |
62 |
PT Asuransi
Staco Mandiri |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Great Financial Performance and Business Segmentation Development |
63 |
PT MNC Asuransi
Indonesia |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Great Financial Performance and Corporate Business Development |
64 |
PT Asuransi
Simas Insurtech |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Great Financial Performance and Digital Service Innovation |
65 |
PT Asuransi
Cakrawala Proteksi Indonesia |
General
Insurance, Total Asset Below 1T |
Best Insurance
2021 with Very Good Financial Performance and Digital Service Innovation |
66 |
PT Maskapai
Reasuransi Indonesia Tbk. |
Reinsurance |
Best Reinsurance
2021 with Outstanding Financial Performance and Business Segmentation
Development |
67 |
PT Reasuransi
Nasional Indonesia |
Reinsurance |
Best Reinsurance
2021 with Excellent Financial Performance and Corporate Business Development |
68 |
PT Reasuransi
Indonesia Utama (Persero) |
Reinsurance |
Best Reinsurance
2021 with Great Financial Performance and Corporate Business Development |
69 |
PT Asuransi
Takaful Keluarga |
Sharia Life
Insurance |
Best Sharia
Insurance 2021 with Outstanding Financial Performance and Corporate Business
Development |
70 |
PT Asuransi Jiwa
Syariah Jasa Mitra Abadi Tbk |
Sharia Life
Insurance |
Best Sharia
Insurance 2021 with Outstanding Financial Performance and Business
Segmentation Development |
71 |
PT Asuransi Jiwa
Syariah Al Amin |
Sharia Life
Insurance |
Best Sharia
Insurance 2021 with Excellent Financial Performance and Corporate Business Development |
72 |
Asuransi
Jiwa Syariah Amanahjiwa Giri Artha |
Sharia Life
Insurance |
Best Sharia
Insurance 2021 with Excellent Financial Performance and Business Segmentation
Development |
73 |
PT Asuransi
Takaful Umum |
Sharia General
Insurance |
Best Sharia Insurance
2021 with Outstanding Financial Performance and Corporate Business
Development |
74 |
PT Asuransi
Chubb Syariah Indonesia |
Sharia General
Insurance |
Best Sharia
Insurance 2021 with Excellent Financial Performance and Business Segmentation
Development |