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Penetrasi Asuransi jadi PR Sekaligus Peluang Buat Industri Asuransi


JAKARTA.LENTERAJABAR.COM
,-- Dewan Asuransi Indonesia (DAI) menilai penetrasi asuransi di Indonesia yang masih minim menjadi Pekerjaan Rumah (PR) sekaligus potensi besar bagi industri asuransi.

"Jika melihat keseluruhan kita melihat sampai kuartal II 2021 penetrasi asuransi masih di kisaran angka 3,11%. Tentu ini menjadi PR dan potensi bagi kita semua, (penetrasi) masih kecil artinya potensi masih banyak untuk sama-sama kita kembangkan," ujar Ketua Umum DAI Tatang Nur Hidayat dalam acara Indonesia Best Insurance Awards 2021 yang digelar Warta Ekonomi secara virtual di Jakarta, kemarin.

Oleh sebab itu, lanjut dia, untuk mengembangkan potensi dan penetrasi asuransi, perusahaan asuransi perlu masuk ke ranah digital. Apalagi pada era pandemi Covid-19 seperti saat ini, digitalisasi sudah merupakan keniscayaan yang harus dilakukan pelaku usaha.

"Dalam kondisi saat ini beberapa perusahaan mencatat kinerja beragam tapi secara keseluruhan mengalami peningkatan pertumbuhan perbaikan. Dan juga era digital pada era pandemi ini, digitalisasi makin penting dan perannya makin besar serta menjadi salah satu faktor pendorong perekonomian termasuk juga pertumbuhan di industri asuransi," paparnya.

Di sisi lain, pandemi Covid-19 juga menumbuhkan kesadaran akan asuransi khususnya terhadap asuransi jiwa dan kesehatan. "Semoga hal itu dapat kita manfaatkan dan optimalkan dengan baik dengan terus menjaga kualitas pelayanan perasuransian terhadap kepercayaan yang telah diberikan masyarakat," tukasnya.



Namun, dia bilang, tentu semua ini tetap harus mengedepankan kaidah kehati-hatian karena perusahaan asuransi harus memastikan terpenuhinya kewajiban di masa yang akan datang.

Senada, Founder dan Presiden Komisaris Warta Ekonomi Fadel Muhammad mengungkapkan, meningkatnya kesadaran masyarakat akan asuransi telah membuat industri ini berhasil keluar dari tekanan pandemi Covid-19.

Terbukti, berdasarkan catatan Otoritas Jasa Keuangan (OJK), pertumbuhan pendapatan premi asuransi jiwa sampai Agustus 2021 tetap moncer yakni mencapai Rp121,2 triliun, tumbuh 10,6% (yoy). Sementara itu pertumbuhan pendapatan premi asuransi umum sampai Agustus 2021 mencapai Rp50,2 triliun atau meningkat 1,8% (yoy).

Peningkatan itu membuat Warta Ekonomi tertarik mengadakan penelitian untuk melihat diantara pertumbuhan hebat ini siapa perusahaan-perusahaan yang berhasil memberikan kinerja baik.

"Untuk itu Warta Ekonomi mengapresiasi terhadap para pemenang award yang telah menunjukkan kinerja yang baik dan kami atas nama Warta Ekonomi mengucapkan selamat kepada perusahaan-perusahaan yang telah menunjukkan kinerja baik, prestasi yang bagus di asuransi," ucap Fadel.

 

Berikut adalah para pemenang “Indonesia Best Insurance Awards 2021”:

No.

Perusahaan

Category

Title

1

PT Asuransi Allianz Life Indonesia

Life Insurance, Total Assets Above 25T

Best Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

2

PT Axa Mandiri Financial Services

Life Insurance, Total Assets Above 25T

Best Insurance 2021 with Outstanding Financial Performance and Digital Service Innovation

3

PT Asuransi Jiwa Manulife Indonesia

Life Insurance, Total Assets Above 25T

Best Insurance 2021 with Outstanding Financial Performance and Business Segmentation Development

4

PT AIA Financial

Life Insurance, Total Assets Above 25T

Best Insurance 2021 with Excellent Financial Performance and Corporate Business Development

5

PT Asuransi Simas Jiwa

Life Insurance, Total Assets Above 25T

Best Insurance 2021 with Excellent Financial Performance and Digital Service Innovation

6

PT Prudential Life Assurance

Life Insurance, Total Assets Above 25T

Best Insurance 2021 with Excellent Financial Performance and Business Segmentation Development

7

PT Indolife Pensiontama

Life Insurance, Total Assets Above 25T

Best Insurance 2021 with Great Financial Performance and Corporate Business Development

8

PT BNI Life Insurance

Life Insurance, Total Assets 10T - 25T

Best Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

9

PT Asuransi BRI Life

Life Insurance, Total Assets 10T - 25T

Best Insurance 2021 with Outstanding Financial Performance and Digital Service Innovation

10

PT Asuransi Jiwa Sequis Life

Life Insurance, Total Assets 10T - 25T

Best Insurance 2021 with Outstanding Financial Performance and Business Segmentation Development

11

PT Asuransi Jiwa Sinarmas MSIG Tbk

Life Insurance, Total Assets 10T - 25T

Best Insurance 2021 with Excellent Financial Performance and Corporate Business Development

12

PT FWD Insurance Indonesia

Life Insurance, Total Assets 10T - 25T

Best Insurance 2021 with Excellent Financial Performance and Digital Service Innovation

13

PT Sun Life Financial Indonesia

Life Insurance, Total Assets 10T - 25T

Best Insurance 2021 with Excellent Financial Performance and Business Segmentation Development

14

PT Asuransi Jiwa Central Asia Raya

Life Insurance, Total Assets 10T - 25T

Best Insurance 2021 with Great Financial Performance and Digital Service Innovation

15

PT Avrist Assurance

Life Insurance, Total Assets 10T - 25T

Best Insurance 2021 with Great Financial Performance and Business Segmentation Development

16

PT Capital Life Indonesia

Life Insurance, Total Assets 5T - 10T

Best Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

17

PT Asuransi Jiwa Generali Indonesia

Life Insurance, Total Assets 5T - 10T

Best Insurance 2021 with Outstanding Financial Performance and Digital Service Innovation

18

PT Great Eastern Life Indonesia

Life Insurance, Total Assets 5T - 10T

Best Insurance 2021 with Outstanding Financial Performance and Business Segmentation Development

19

PT Axa Financial Indonesia

Life Insurance, Total Assets 5T - 10T

Best Insurance 2021 with Excellent Financial Performance and Corporate Business Development

20

PT Panin Dai-ichi Life

Life Insurance, Total Assets 5T - 10T

Best Insurance 2021 with Excellent Financial Performance and Digital Service Innovation

21

PT Asuransi Jiwa Astra

Life Insurance, Total Assets 5T - 10T

Best Insurance 2021 with Excellent Financial Performance and Business Segmentation Development

22

PT Heksa Solution Insurance

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

23

PT Asuransi Jiwa BCA

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Outstanding Financial Performance and Digital Service Innovation

24

PT PFI Mega Life Insurance

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Outstanding Financial Performance and Business Segmentation Development

25

PT Tokio Marine Life Insurance Indonesia

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Excellent Financial Performance and Corporate Business Development

26

PT Equity Life Indonesia

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Excellent Financial Performance and Digital Service Innovation

27

PT Chubb Life Insurance Indonesia

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Excellent Financial Performance and Business Segmentation Development

28

PT Hanwha Life Insurance Indonesia

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Great Financial Performance and Corporate Business Development

29

PT Asuransi Jiwa Inhealth Indonesia

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Great Financial Performance and Digital Service Innovation

30

PT Asuransi CIGNA

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Great Financial Performance and Business Segmentation Development

31

PT Zurich Topas Life

Life Insurance, Total Assets 1T - 5T

Best Insurance 2021 with Very Good Financial Performance and Digital Service Innovation

32

PT MNC Life Assurance

Life Insurance, Total Assets Below 1T

Best Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

33

PT Asuransi Jiwa IFG

Life Insurance, Total Assets Below 1T

Best Insurance 2021 with Outstanding Financial Performance and Digital Service Innovation

34

PT Lippo Life Assurance

Life Insurance, Total Assets Below 1T

Best Insurance 2021 with Outstanding Financial Performance and Business Segmentation Development

35

PT Central Asia Financial

Life Insurance, Total Assets Below 1T

Best Insurance 2021 with Excellent Financial Performance and Corporate Business Development

36

PT Asuransi Ciputra Indonesia

Life Insurance, Total Assets Below 1T

Best Insurance 2021 with Excellent Financial Performance and Digital Service Innovation

37

PT Asuransi Jiwa Indosurya Sukses

Life Insurance, Total Assets Below 1T

Best Insurance 2021 with Excellent Financial Performance and Business Segmentation Development

38

PT Victoria Alife Indonesia

Life Insurance, Total Assets Below 1T

Best Insurance 2021 with Great Financial Performance and Corporate Business Development

39

PT Asuransi Astra Buana

General Insurance, Total Asset Above 5T

Best Insurance 2021 with Outstanding Financial Performance and Digital Service Innovation

40

PT Asuransi Tugu Pratama Indonesia Tbk

General Insurance, Total Asset Above 5T

Best Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

41

PT Asuransi Sinar Mas

General Insurance, Total Asset Above 5T

Best Insurance 2021 with Excellent Financial Performance and Business Segmentation Development

42

PT Asuransi Adira Dinamika Tbk

General Insurance, Total Asset Above 5T

Best Insurance 2021 with Excellent Financial Performance and Digital Service Innovation

43

PT Asuransi Central Asia

General Insurance, Total Asset Above 5T

Best Insurance 2021 with Great Financial Performance and Business Segmentation Development

44

PT Asuransi Jasa Indonesia

General Insurance, Total Asset Above 5T

Best Insurance 2021 with Great Financial Performance and Corporate Business Development

45

PT Asuransi Umum BCA

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Outstanding Financial Performance and Digital Service Innovation

46

PT BRI Asuransi Indonesia

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

47

PT Asuransi MSIG Indonesia

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Outstanding Financial Performance and Digital Product Innovation

48

PT Asuransi Multi Artha Guna Tbk

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Excellent Financial Performance and Digital Service Innovation

49

PT Asuransi Mitra Pelindung Mustika

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Excellent Financial Performance and Business Segmentation Development

50

PT Asuransi Umum Mega

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Excellent Financial Performance and Digital Platform Innovation

51

PT Lippo General Insurance Tbk.

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Great Financial Performance and Digital Platform Innovation

52

PT Asuransi Ramayana Tbk.

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Great Financial Performance and Business Segmentation Development

53

PT Mandiri AXA General Insurance

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Great Financial Performance and Digital Service Innovation

54

PT Sompo Insurance Indonesia

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Very Good Financial Performance and Business Segmentation Development

55

PT Asuransi Raksa Pratikara

General Insurance, Total Asset 1-5T

Best Insurance 2021 with Very Good Financial Performance and Digital Service Innovation

56

PT Asuransi Reliance Indonesia

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Outstanding Financial Performance and Digital Service Innovation

57

PT Asuransi Binagriya Upakara

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Outstanding Financial Performance and Business Segmentation Development

58

PT Arthagraha General Insurance

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

59

PT KSK Insurance Indonesia

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Excellent Financial Performance and Business Segmentation Development

60

PT Asuransi Artarindo

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Excellent Financial Performance and Corporate Business Development

61

PT Asuransi Total Bersama

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Excellent Financial Performance and Digital Service Innovation

62

PT Asuransi Staco Mandiri

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Great Financial Performance and Business Segmentation Development

63

PT MNC Asuransi Indonesia

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Great Financial Performance and Corporate Business Development

64

PT Asuransi Simas Insurtech

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Great Financial Performance and Digital Service Innovation

65

PT Asuransi Cakrawala Proteksi Indonesia

General Insurance, Total Asset Below 1T

Best Insurance 2021 with Very Good Financial Performance and Digital Service Innovation

66

PT Maskapai Reasuransi Indonesia Tbk.

Reinsurance

Best Reinsurance 2021 with Outstanding Financial Performance and Business Segmentation Development

67

PT Reasuransi Nasional Indonesia

Reinsurance

Best Reinsurance 2021 with Excellent Financial Performance and Corporate Business Development

68

PT Reasuransi Indonesia Utama (Persero)

Reinsurance

Best Reinsurance 2021 with Great Financial Performance and Corporate Business Development

69

PT Asuransi Takaful Keluarga

Sharia Life Insurance

Best Sharia Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

70

PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk

Sharia Life Insurance

Best Sharia Insurance 2021 with Outstanding Financial Performance and Business Segmentation Development

71

PT Asuransi Jiwa Syariah Al Amin

Sharia Life Insurance

Best Sharia Insurance 2021 with Excellent Financial Performance and Corporate Business Development

72

Asuransi Jiwa Syariah Amanahjiwa Giri Artha

Sharia Life Insurance

Best Sharia Insurance 2021 with Excellent Financial Performance and Business Segmentation Development

73

PT Asuransi Takaful Umum

Sharia General Insurance

Best Sharia Insurance 2021 with Outstanding Financial Performance and Corporate Business Development

74

PT Asuransi Chubb Syariah Indonesia

Sharia General Insurance

Best Sharia Insurance 2021 with Excellent Financial Performance and Business Segmentation Development