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Demi Debitur, Perusahaan Pembiayaan Gelontorkan Rp200 Triliun Untuk Restrukturisasi Kredit


 JAKARTA.LENTERAJABAR.COM,--Pandemi Covid-19 memberikan dampak yang nyata pada semua sektor industri termasuk industri pembiayaan. Meski menghadapi tekanan pandemi, Asosiasi Perusahaan Pembiayaan Indonesia (APPI) mengaku bangga dengan industri pembiayaan.

Pasalnya walaupun tengah berjuang menghadapi situasi yang sulit, perusahaan pembiayaan tetap memberikan bantuan kepada para debiturnya yang saat ini berjumlah sekitar 23 juta debitur. 

"Hampir 2 tahun kita berjuang bersama karena situasinya sangat beda situasinya sangat sulit bagi kita semua. Pandemi Covid-19 benar-benar menghantam banyak industri dan bahkan banyak nasabah kita perlu dibantu," ujar Ketua Umum APPI Suwandi Wiratno dalam sambutannya pada acara Indonesia Best Multifinance Awards yang digagas Wartaekonomi.co.id secara virtual di Jakarta, Kemarin.

Dia menyebutkan, salah satu bantuan yang diberikan ialah program restrukturisasi kredit yang dicanangkan OJK melalui POJK No.14/POJK.05/ 2020 tentang Kebijakan Countercyclical Dampak Penyebaran Coronavirus Disease 2019 bagi Lembaga Jasa Keuangan Nonbank. Menurutnya, lewat kebijakan ini, banyak debitur yang mengalami kesulitan akibat pandemi merasa terbantu dengan adanya relaksasi cicilan kredit.

"Perusahaan pembiayaan telah lakukan restrukturisasi besar-besaran dimana hingga 13 September 2021 kurang lebih 5,7 juta debitur telah mengajukan restrukturisasi kredit dan 5,2 juta debitur yang disetujui restruk. Untuk jumlahnya sangat signifikan sekitar lebih dari Rp200 triliun, namun dari data yang kami terima sebanyak 65-70% sudah kembali membayar dengan normal dan tidak perlu direscheduling," jelas Suwandi.

Lebih lanjut, katanya, hal ini menunjukkan bagaimana perusahaan pembiayaan telah mbantu para debitur yang mengalami kesulitan-kesulitan di masa pandemi.

"Apa yang telah dilakukan perusahaan pembiayaan dalam membantu para debiturnya kita bisa sama-sama tumbuh, karena debitur perlu perusahaan pembiayaan dan kami pun memerlukan debitur yang baik untuk menjadi partner kami," ucapnya.

Tidak hanya itu, Suwandi menambahkan, kebijakan restrukturisasi kredit ini juga memberikan dampak positif pada kinerja perusahaan pembiayaan.

"Dengan restrukturisasi ini membuat perusahaan pembiayaan lebih baik dari kualitas aset sehingga pertumbuhan laba di Juni 2021 sekitar 131% (yoy). dan Proyeksi dari APPI sampai akhir tahun 2021 kita masih minus tapi semakin kecil sekitar minus 1-3%," sebut Suwandi.

Sementara dari sisi rasio NPF, Suwandi menerangkan NPF perusahaan pembiayaan tetap terkendali dan menunjukkan perbaikan dimana pada Juni 2021 tercatat 3,96%, lebih baik dibandingkan 2020 yang sebesar 4,01%. Kemudian untuk NPF netto masih sangat terkendali dengan angka dibawah 1,5% dan BOPO sebesar 82% di Juni 2021. 

Dalam kesempatan yang sama, Founder dan Presiden Komisaris Wartaekonomi.co.id mengapresiasi perusahaan pembiayaan yang telah memberikan kontribusinya dalam percepatan pemulihan ekonomi nasional.

"Warta Ekonomi dalam memilih peraih penghargaan best multifinance telah menyeleksi perusahaan-perusahaan pembiayaan dan ternyata kontribusi mereka baik sekali dalam pertumbuhan ekonomi baik melalui pembiayaan konsumtif maupun produktif. Saya ucapkan atas perusahaan-perusahaan yang berprestasi, yang memberikan kontribusi dan memenangkan award multifinance 2021 ini," ungkap Fadel.

Berikut adalah para pemenang “Indonesia Best Multifinance Award Awards 2021”: 

DAFTAR PEMENANG

No. Perusahaan Category Title

1 PT Federal International Finance Total Assets Above 30 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Financing Business Development

2 PT Astra Sedaya Finance Total Assets Above 30 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Digital Product Acceleration

3 PT Adira Dinamika Multi Finance Tbk Total Assets 10 - 30 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Digital Service Innovation

4 PT Bussan Auto Finance Total Assets 10 - 30 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Environmental Care Programs Financing

5 PT BFI Finance Indonesia Tbk. Total Assets 10 - 30 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Credit Service Facility Innovation

6 PT Mandiri Tunas Finance Total Assets 10 - 30 Trillion Best Multifinance 2021 with Excellent Financial Performance and Credit Service Collaboration

7 PT Indomobil Finance Indonesia Total Assets 10 - 30 Trillion Best Multifinance 2021 with Excellent Financial Performance and Digital Service Innovation

8 PT Toyota Astra Financial Services Total Assets 10 - 30 Trillion Best Multifinance 2021 with Excellent Financial Performance and Digital Financing Programs

9 PT Summit Oto Finance Total Assets 10 - 30 Trillion Best Multifinance 2021 with Great Financial Performance and Motorcycle Financing Development

10 PT Oto Multiartha Total Assets 10 - 30 Trillion Best Multifinance 2021 with Great Financial Performance and Car Loan Financing Development

11 PT Indomobil Multi Jasa Tbk. Total Assets 10 - 30 Trillion Best Multifinance 2021 with Great Financial Performance and Financing Business Development

12 PT BCA Finance Total Assets 5 - 10 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Financing Business Development

13 PT Maybank Indonesia Finance Total Assets 5 - 10 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Business Segmentation Development

14 PT Clipan Finance Indonesia Tbk Total Assets 5 - 10 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Digital Service Innovation

15 PT Sinar Mas Multifinance Total Assets 5 - 10 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Financing Service Innovation

16 PT Mitsubishi UFJ Lease & Finance Indonesia Total Assets 5 - 10 Trillion Best Multifinance 2021 with Excellent Financial Performance and Global Company Development

17 PT Mitsui Leasing Capital Indonesia Total Assets 5 - 10 Trillion Best Multifinance 2021 with Excellent Financial Performance and Car Loan Financing Development

18 PT Mandiri Utama Finance Total Assets 5 - 10 Trillion Best Multifinance 2021 with Excellent Financial Performance and Digital Financing Programs

19 PT JACCS Mitra Pinasthika Mustika Finance Indonesia Total Assets 5 - 10 Trillion Best Multifinance 2021 with Excellent Financial Performance and Digital Financing Collaboration

20 PT Buana Finance Tbk Total Assets 1 - 5 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Digital Payment Innovation

21 PT Wahana Ottomitra Multiartha Tbk Total Assets 1 - 5 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Vehicle Financing Credit Development

22 PT Hino Finance Indonesia Total Assets 1 - 5 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Consumer Service Innovation

23 PT Mandala Multifinance Tbk Total Assets 1 - 5 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Company Stock Development

24 PT Home Credit Indonesia Total Assets 1 - 5 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Digital Product Acceleration

25 PT Verena Multi Finance Tbk Total Assets 1 - 5 Trillion Best Multifinance 2021 with Excellent Financial Performance and Financing Business Development

26 PT Batavia Prosperindo Finance Tbk Total Assets 1 - 5 Trillion Best Multifinance 2021 with Excellent Financial Performance and Development of Financing Distribution

27 PT KDB Tifa Finance Tbk Total Assets 1 - 5 Trillion Best Multifinance 2021 with Excellent Financial Performance and Financing Business Expansion

28 PT CIMB Niaga Auto Finance Total Assets 1 - 5 Trillion Best Multifinance 2021 with Excellent Financial Performance and Business Segmentation Development

29 PT Chandra Sakti Utama Leasing Total Assets 1 - 5 Trillion Best Multifinance 2021 with Excellent Financial Performance and Credit Service Collaboration

30 PT Orico Balimor Finance Total Assets 1 - 5 Trillion Best Multifinance 2021 with Great Financial Performance and Consumer Service Innovation

31 PT Mega Central Finance Total Assets 1 - 5 Trillion Best Multifinance 2021 with Great Financial Performance and Digital Service Innovation

32 PT MNC Finance Total Assets 1 - 5 Trillion Best Multifinance 2021 with Great Financial Performance and Vehicle Loan Credit Collaboration

33 PT Multindo Auto Finance Total Assets 1 - 5 Trillion Best Multifinance 2021 with Great Financial Performance and Entrepreneur Loan Service Innovation

34 PT BNI Multifinance Total Assets 1 - 5 Trillion Best Multifinance 2021 with Great Financial Performance and Business Segmentation Development

35 PT AB Sinarmas Multifinance Total Assets Below 1 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Financing Business Development

36 PT AEON Credit Service Indonesia Total Assets Below 1 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Credit Service Innovation

37 PT Radana Bhaskara Finance Tbk Total Assets Below 1 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Business Segmentation Development

38 PT Fuji Finance Indonesia Tbk Total Assets Below 1 Trillion Best Multifinance 2021 with Outstanding Financial Performance and Development of Financing Cash Flow

39 PT Trust Finance Indonesia Tbk Total Assets Below 1 Trillion Best Multifinance 2021 with Excellent Financial Performance and Financing Business Development

40 PT Mega Auto Finance Total Assets Below 1 Trillion Best Multifinance 2021 with Great Financial Performance and Vehicle Financing Credit Development